Exactly how are fico scores put?
Credit ratings try calculated having fun with information regarding their borrowing, such as your credit use proportion, the quantity and you will sorts of profile you’ve got discover, along with your repayment record.
All of us have credit ratings considering study achieved by the about three big credit bureaus: Experian, Equifax, and you may TransUnion. Continue reading “All of that info is taken from your own credit history, with a detailed borrowing from the bank records”