To access the best mortgage deals it is important to have a a good credit score score. You can check your credit score for free with one of the main three credit reference agencies in the UK: Experian, Equifax and TransUnion. You can use your report to identify areas that you need to improve.
There are numerous things you can do to boost your get, and ensuring that all of your bills was repaid promptly and you will cutting your debts.
Read our ultimate guide to change your credit history for the full lowdown. We’ve also put together a 12-times bundle to a better credit score, which breaks it down into easy-to-follow steps.
5. Check in to choose
Before you make a mortgage application, make sure you are on the electoral sign in as this can improve your credit score by around fifty circumstances. It also allows lenders to check that you are who you say you are and make sure the details on your application are accurate.
If you are not registered to vote, you can sign up online. It only takes about five minutes and you’ll need your National Insurance number to hand. Check the Government’s website to see if you are qualified.
6. Keep the expenses repayments
Another important action you can take to improve your credit score and you can odds of getting your software acknowledged will be to keep costs money. Continue reading “seven. Boost any errors in your credit history”